Volkswagen Finance Center in Ann Arbor, MI

Financing Process at Volkswagen of Ann Arbor

Financing Process at Volkswagen of Ann Arbor

The Volkswagen of Ann Arbor Finance Department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including Ann Arbor, Ypsilanti, and Dexter to ensure our customers get the right auto loan or lease option that suits them best, regardless of their budget or credit situation.

We often have financing rates as low as 0% APR, low lease rates and manufacturer incentives. We also have special programs for college grads, University of Michigan Employees and Students, first-time car buyers, and current Volkswagen customers for even more savings. You may be surprised how low your payments may be after we match you with the best incentives and programs.

Our Ann Arbor Auto Finance Center also provides information regarding Volkswagen Protection Products and the People First Warranty. Contact one of our Volkswagen finance experts for more information.

Getting a Car Loan is Easy at Volkswagen of Ann Arbor

Step 1: Determine Your Budget

Step 1: Determine Your Budget

A good first step is to determine the amount you'd like to borrow based on the monthly payment that suits your budget. Our payment calculator on any vehicle in our inventory is a great resource to use to determine your car payment for either a purchase or lease.

Step 2: Get Pre-Approved

Step 2: Get Pre-Approved

Our simple, online pre-approval form takes only a few minutes to complete and will speed up the in-dealership process. (You can also complete the credit application at the dealership.)

Step 3: Select Your Vehicle

Step 3: Select Your Vehicle

Once you've determined the payment that best fits your budget and our finance managers have reviewed your credit application and given you pre-approval, the exciting part begins. You can browse through our inventory either online or in-person at the dealership to find a new Volkswagen car or SUV that best suits your lifestyle!

It's really that simple! Plus, you can complete the steps in any order you choose. Select one of the buttons below to get started, or if you still have questions, see our FAQ below.


Common Financing Questions

That's probably the biggest concern for our customers. Regardless of your credit situation, we have formed great relationships with many banks and credit unions that make it easy for us to cater to your finance needs. There's a good chance you may be eligible to receive incentives like rebates and cashback offers. We recommend checking out our specials and talk with our finance team to ensure you receive the best rate, even if you've already gotten approval from your bank.

When it's time to update your vehicle, you have two options -- buy or lease. If you're unsure of which option is best for your lifestyle, we're here to help. There's many benefits for both buying and leasing. One benefit of buying is ownership equity. Once you're finished paying off your Volkswagen, you will own it and have equity that can be leveraged if you purchase another vehicle. On the other hand, leasing may mean you will have a lower monthly payment because you're driving a vehicle for a specific time period and have a fixed mileage amount.

There's a few factors that determine the interest rate on your vehicle such as loan-term length, credit history, down payment and the vehicle you choose. The lowest rates are often times for new vehicles, however, we work with banks that will compete for your business. Regardless if you choose a new or used vehicle you can rest easy knowing you'll be getting the best rate possible. Your credit report, which includes information on your accounts, summaries of your current monthly payments and utilization of credit will factor into your rate. You will also want to keep in mind the down payment amount you're comfortable with, as a down payment can help you qualify for a lower rate and help you get approved.